Oregon Construction Contractors Board: Use the State System, Not Just a License Number
Someone searching for the Oregon Construction Contractors Board usually needs to complete a real task: verify a contractor before paying, obtain a CCB license, select the correct endorsement, prepare a bond and insurance certificate, renew, find a permit office, or preserve a complaint deadline.
This guide connects each task to the exact official Oregon source and explains what to click, what to enter, what document to prepare and what to save after opening it.
What You Actually Need to Check in Oregon
A CCB number alone is not enough. For a meaningful verification, connect the contractor’s CCB record + legal business + endorsement + bond + liability insurance + workers’ compensation status + trade license where applicable + project permit.
Official Oregon CCB License Lookup — Exactly What to Do After Opening It
The Oregon Construction Contractors Board says searching by CCB license number is the most accurate method. Use a business-name search only when the number is unavailable or you are resolving a mismatch.
Official action: Oregon CCB License Search
Use this for current license status, business identity, endorsement and related public record information.
- Get the exact CCB number from the estimate, contract, advertisement or contractor.
- Open the state search and begin with the CCB License Number field.
- For a current hiring check, use the active-record search option where available.
- If the number fails, search only the distinctive part of the business name. Remove punctuation and terms such as LLC or Inc. if necessary.
- If researching a former contractor, switch to the option that includes inactive/all records.
- Open the exact record rather than relying on the search-results row alone.
- Write down or save the legal business name, CCB number, status, endorsement and expiration information.
- Review bond, liability insurance and workers’ compensation information shown for that same record.
- Review complaint/disciplinary information where the state record provides it.
- Save a dated PDF/printout or screenshot for your project file, but recheck the live record before work or a major payment.
Search by number
Best when the contractor supplied a CCB number. It minimizes confusion between similar business names.
Search by business name
Use fewer words when necessary. A contractor can operate under an assumed business name that differs from the entity name.
Search all records
Useful when investigating an old license, changed business or contractor whose current active search returns nothing.
How to Decode the Oregon CCB Record Before Hiring
| Field | What to compare | Why it matters | What to do if wrong |
|---|---|---|---|
| CCB number | Proposal, contract, invoice, advertisement. | Connects the project to one state record. | Ask contractor to correct the documents before signing. |
| Legal business name | Contracting party and payment recipient. | A license belongs to a particular legal entity. | Resolve DBA/entity relationship through the Secretary of State. |
| Status | Current active/inactive information. | Oregon licensing status can change. | Do not treat an application, receipt or old card as an active license. |
| Endorsement | Residential, small-commercial or large-commercial work and number of trades. | Endorsements limit the structure/work category. | Ask CCB whether the proposed scope fits before contracting. |
| Bond | Amount and current status for the endorsement. | Required CCB protection layer. | Do not assume a former bond continues after cancellation. |
| Liability insurance | Entity and current licensing information. | CCB requires minimum liability coverage by endorsement. | Request a current certificate from the contractor/agent. |
| Workers’ compensation | Exempt/nonexempt status with who will actually work on site. | Employees generally trigger workers’ compensation obligations. | Use Oregon WCD’s separate proof-of-coverage search. |
| Public history | Complaint/enforcement dates and outcomes. | Context matters more than a raw count. | Read the actual state disposition before forming a conclusion. |
Oregon CCB Record Safety Checker
This independent helper does not query CCB. Complete it only after reviewing the official records.
Cross-Check the Oregon Business, Workers’ Compensation and Trade Licenses
Official action: Oregon Secretary of State Business Search
Use this when the CCB contractor is an LLC, corporation or assumed-name business.
- Copy the legal business name from the CCB record.
- Paste it into the Business Name Search or use the Business Registry Number if you have it.
- Open the matching registration.
- Compare the entity name and public status with the CCB business.
- Check the registered/assumed-name relationship if the contract uses a DBA.
- Do not treat an active Secretary of State registration as proof of an active CCB license; the two records serve different purposes.
Official action: Oregon Workers’ Compensation Proof of Coverage
Use this when a contractor says it has employees or when the staffing does not match the CCB record.
- Enter the exact employer/business name from the CCB record.
- Leave the coverage date at the current date for a current hiring check unless researching an older job date.
- Use address, phone or policy details to narrow an ambiguous result.
- Open the result and compare the employer name to the contracting entity.
- If the search fails, ask the contractor/employer for its carrier information.
- For search assistance, Oregon WCD lists Employer Compliance at 503-947-7814.
Official action: Oregon BCD License Search
Required layer for many electrical, plumbing and manufactured-dwelling projects.
- Open the license-holder search from the BCD licensing page.
- Choose the appropriate business/contractor or individual credential search.
- For electrical or plumbing work, verify both the CCB layer and the appropriate BCD contractor/trade credential.
- Match the licensed entity/person with the contractor actually performing the regulated work.
- Then verify the project electrical, plumbing or mechanical permit with the local jurisdiction.
Who Generally Needs an Oregon CCB License?
Oregon generally requires licensing when a person or business performs construction activity for compensation involving improvements to real property, unless a specific exemption applies.
Common covered activities
CCB identifies roofing, siding, painting, carpentry, concrete, floor covering, HVAC, home inspection, tree service, on-site appliance repair, manufactured-dwelling installation, land development and most construction/repair activity.
Electrical and plumbing
These can involve CCB licensing plus separate Oregon BCD business/individual credentials and permits.
Subcontractors
Do not assume a subcontractor automatically operates under the prime contractor’s CCB license. Verify the subcontractor’s own required credentials.
The under-$1,000 exemption is narrow
ORS Chapter 701 contains an exemption when the aggregate price of all contracts for labor, materials and other items on one structure or project is less than $1,000 and the work is casual, minor or inconsequential.
Oregon CCB License Application — From RMI to Active Record
Do not open the application first and then discover that the business name, bond, insurance or RMI information does not match. Build the application packet in the correct order.
Choose the Responsible Managing Individual
The RMI is the owner or employee who manages or supervises the business’s construction activity. For the standard route, the RMI completes the pre-license education and examination requirements.
Choose an approved pre-license provider
Do not buy a random contractor course. Use the CCB-approved provider list and compare format, location, instruction level and price.
Complete at least 16 hours of pre-license training
The provider submits the candidate’s eligibility electronically to PSI after course completion.
Pass the Oregon contractor exam
The current standard exam is open book, 80 scored questions, 180 minutes, 70% passing and $60 per attempt.
Select the endorsement before buying the bond
Your residential/commercial/general/specialty/developer route determines the surety bond and minimum liability coverage.
Register the legal business name
Complete Oregon Secretary of State business or assumed-name registration where applicable. The entity name needs to match across the CCB application, bond and insurance.
Obtain the exact surety bond
Give the bonding agent your exact entity type/name and selected endorsement. Make sure the Power of Attorney accompanies the bond where required.
Obtain the liability insurance certificate
Meet the endorsement minimum and use the exact legal business identity. Current CCB instructions require the certificate-holder information described below.
Resolve workers’ compensation status
Businesses using employees generally need Oregon workers’ compensation coverage. Prepare employer identifiers and documentation when the application requires them.
Prepare every electronic attachment
Do this before payment so you do not leave the submission incomplete.
Submit the $400 online application
Use CCB’s official AccessGov application and pay through the supported credit/debit or ACH/e-check route.
Save the confirmation page and email
CCB’s March 2026 FAQ says the confirmation page can be printed as a receipt and a confirmation email is sent to the address supplied in the application.
Complete the RMI background check
CCB’s current licensing instructions expressly state that the Responsible Managing Individual completes a background check after the application has been submitted.
Monitor email, spam and phone
CCB says staff may contact an applicant for missing information. If an electronic applicant has heard nothing after three weeks, the March 2026 FAQ directs the applicant to call 503-378-4621.
Confirm the active license before contracting
An exam score, paid application or submission receipt is not the contractor license. Search the official CCB database after approval.
Official action: Submit the CCB Application
Online application is mobile-friendly and can be saved and resumed.
- Have your legal entity/RMI information ready before starting.
- Save electronic copies of the bond, Power of Attorney, liability certificate and exam evidence when applicable.
- Start the online form and enter the legal business information exactly as registered.
- If you are missing an attachment, use the save-and-return function instead of submitting an incomplete package.
- Upload only the requested current attachments.
- Review the entity name on every uploaded document before payment.
- Pay the current $400 initial fee.
- Print/save the confirmation page and confirmation email.
- Watch for CCB’s RMI background-check and deficiency instructions.
- Do not advertise or contract based on the receipt; wait for the state license record.
Documents CCB says may be required with the online submission
- Surety Bond and Power of Attorney.
- Certificate of Liability Insurance.
- Proof of passing the Oregon Contractor Exam when the score is not already on file under another CCB license.
- Certification & Signatures form.
- Disclosure related to no Social Security number when applicable.
- Organizational structure information when another business entity owns or controls part of the applicant.
- Other documents specifically requested for the selected business structure or endorsement.
Oregon CCB Pre-License Course and PSI Exam — What Happens After Training
Official action: Choose an approved pre-license educator
CCB maintains the provider list; the training provider is what triggers PSI eligibility.
- Open the CCB provider list rather than searching the web for “Oregon contractor course.”
- Choose self-study, online or classroom training based on how much instructor interaction you need.
- If classroom instruction matters, compare the current locations/providers listed around Oregon.
- Confirm that the course is the approved 16-hour pre-license training, not renewal continuing education.
- Complete the training under the exact RMI legal name that will be used with PSI.
- After completion, the provider sends eligibility electronically to PSI.
- If PSI does not contact you within the expected few days, contact the training provider first to confirm eligibility was transmitted.
PSI exam facts
| Exam item | Current detail | Practical action |
|---|---|---|
| Provider | PSI Services | Wait for eligibility before scheduling. |
| Fee | $60 per attempt | Pay PSI, not CCB, for the exam. |
| Scored questions | 80 | Use the official content outline to allocate study time. |
| Time | 180 minutes for scored exam; bulletin also identifies non-scored experimental items/time. | Practice navigating the book before test day. |
| Passing score | 70% = 56 correct scored answers | Save the emailed score report. |
| Reference | Oregon edition of the NASCLA Contractors Guide to Business, Law & Project Management, 2nd Edition. | Bring/prepare the exact permitted reference edition. |
| Open book | Yes | Manual may be highlighted, underlined, tabbed/indexed and contain allowed handwritten notes prepared before the exam. |
| Application deadline after passing | Apply for the CCB license within two years. | Do not let the exam result sit unused beyond the application window. |
Official action: Schedule with PSI after the eligibility email
The current CCB-linked PSI bulletin describes both test-center and remote-proctored routes.
- Open the eligibility email from PSI.
- Create/login to your PSI account using the same legal first and last name as your government ID.
- Select the Oregon Construction Contractors examination.
- Choose Test Center or Remote Proctored.
- For a test center, enter your ZIP/city and select the live location/date shown by PSI.
- For remote testing, complete the computer, webcam and audio compatibility checks before test day.
- Pay the $60 examination fee.
- Save the appointment confirmation.
- If you need to cancel/reschedule, the bulletin requires PSI to receive the change at least two days before the appointment to avoid forfeiting the fee.
- On test-center day, arrive about 30 minutes early with valid unexpired qualifying photo/signature identification.
Oregon test locations listed in the current CCB-linked bulletin
The bulletin linked by CCB lists Oregon testing locations in Aurora, Baker City, Bend, Eugene, Independence, Klamath Falls, Medford, Portland and Wilsonville, plus PSI testing centers in other U.S. regions. Because the bulletin itself carries a 2023 effective date, use these as orientation only; PSI’s live scheduler controls the actual available site and appointment.
Exam content outline
| Topic | Scored items in bulletin |
|---|---|
| Oregon contractor laws and regulations | 18 |
| Contracts | 9 |
| Hiring and managing employees | 7 |
| Bidding and estimating | 6 |
| Oregon lien law | 5 |
| Scheduling and project management | 5 |
| Business structure | 4 |
| Building codes | 4 |
| Jobsite safety | 4 |
| Environmental factors | 4 |
| Building exterior shell | 4 |
| Financial management | 4 |
| Tax basics | 4 |
| Working with subcontractors | 2 |
Choose the Correct Oregon CCB Endorsement Before Buying a Bond
Oregon defines residential, small-commercial and large-commercial structures. The $250,000 figure in the small-commercial definition is a structure/project classification rule—not a general license exemption.
First determine the structure
| Structure | Official CCB chart — practical definition | Examples |
|---|---|---|
| Residential | Site-built home; certain dwelling-unit structures four stories or less; separately owned residential units; modular homes; manufactured dwellings; floating homes. | Single-family homes, many apartments/condos four stories or less. The CCB chart excludes hotels/motels, dormitories, prisons/jails and summer camps from this definition. |
| Small commercial | Generally a nonresidential structure up to 10,000 sq. ft. and 20 ft. high; qualifying unit within a larger building up to 12,000 sq. ft. and 20 ft.; or a structure of any size when the entire price of all construction work on the structure does not exceed $250,000. | Small stores, gas stations, fast-food restaurants, tenant spaces and qualifying under-$250,000 projects. |
| Large commercial | A structure that is neither residential nor small commercial under the statutory definitions. | Hospitals, parking garages, shopping malls, manufacturing facilities and larger commercial structures. |
Residential endorsement matrix
| Endorsement | Practical scope | Bond | Minimum liability |
|---|---|---|---|
| Residential General Contractor | Unlimited unrelated building trades on residential and qualifying small-commercial structures. | $25,000 | $500,000 per occurrence |
| Residential Specialty Contractor | Generally one or two unrelated trades; CCB chart includes limited 3+ trade work on one property when total labor/materials are $2,500 or less. | $20,000 | $300,000 per occurrence |
| Residential Limited Contractor | Limited business meeting gross-sales and per-contract/jobsite limits. | $15,000 | $100,000 per occurrence |
| Residential Developer | Develops property for sale and associates with licensed general contractor(s) responsible for construction; developer endorsement itself does not authorize the developer to perform construction. | $25,000 | $500,000 per occurrence |
| Restricted residential categories | Home services, residential locksmith, home inspector, home energy performance score and residential restoration categories have narrower authority. | Generally $15,000 | Check the exact category; several use $100,000 per occurrence. |
Commercial endorsement matrix
| Endorsement | Experience | Bond | Minimum liability |
|---|---|---|---|
| Commercial General Level 1 | 8 years qualifying construction experience through key employee(s). | $80,000 | $2 million aggregate |
| Commercial General Level 2 | 4 years. | $25,000 | $1 million aggregate |
| Commercial Specialty Level 1 | 8 years. | $55,000 | $1 million aggregate |
| Commercial Specialty Level 2 | 4 years. | $25,000 | $500,000 per occurrence |
| Commercial Developer | Developer route; check current CCB conditions rather than applying general/specialty experience automatically. | $25,000 | $500,000 per occurrence |
Commercial experience substitutions CCB identifies
- Qualifying apprenticeship training can substitute for up to three years in appropriate circumstances.
- A construction-related bachelor’s degree can substitute for up to three years.
- A bachelor’s or master’s degree in business, finance or economics can substitute for up to two years.
- An associate degree in construction or building management can substitute for up to one year.
- Use the current CCB endorsement chart and application instructions to document the exact key-employee experience route.
Oregon Endorsement Route Helper
Use this only as a starting point before buying the bond or insurance. CCB controls the final classification.
Oregon CCB Bond and Insurance — Prevent the Most Common Name/Certificate Problems
Surety bond: what the official residential bond form tells you
- The bond must use the exact legal entity name that matches the application and applicable Corporation Division registration.
- A sole proprietor uses the individual’s full legal name as required by the form.
- An LLC uses the LLC entity name; a corporation uses its corporate name; partnerships must follow the form’s partner-name instructions.
- The surety’s attorney-in-fact/agent signs the bond and the required Power of Attorney accompanies it.
- The current form says the bond must be filed with CCB within 60 days of the bond date.
- For a new applicant, the bond and Power of Attorney should generally come back to the applicant so they can be submitted with the license application—not sent separately as though a license already exists.
- The bond does not become an active contractor license merely because the surety issued it.
Liability insurance: give your insurance agent this checklist
Construction Contractors Board
PO Box 14140
Salem, OR 97309
- Use the exact licensed/applicant legal entity name.
- Meet the minimum coverage for the selected endorsement.
- For dual endorsements, CCB allows one liability policy at the higher applicable coverage amount.
- CCB’s current instructions require the certificate to show that products and completed operations coverage is included.
- A policy declaration, invoice or payment receipt is not the same thing as the required Certificate of Liability Insurance.
- The insurer must be acceptable/authorized for Oregon as required by CCB.
- New applicants should include the insurance certificate with the application rather than assuming the agent’s E-Proof submission replaces the new-license attachment.
Renew an Oregon CCB License Without Discovering Missing Education at the Last Minute
Standard contractor licenses generally renew every two years. The current standard renewal fee is $400.
Official action: CCB Contractor Portal
Use the portal for renewal/account services and CCB on-demand education.
- Sign in before the license expiration date.
- Check whether CCB has the required continuing-education evidence.
- Confirm the business name, address, email, RMI and endorsement information is still accurate.
- Confirm required bond and liability coverage will remain continuous.
- Resolve workers’ compensation changes before renewal when staffing has changed.
- Complete the renewal and current $400 fee.
- Save the renewal confirmation.
- Search the public CCB record afterward and confirm the renewed expiration/status.
Residential continuing education
| Residential contractor | CCB LRB education | Other approved education | Total |
|---|---|---|---|
| Licensed 6+ years | 3 hours | 5 hours | 8 hours |
| Licensed under 6 years | 3 hours | 13 hours | 16 hours |
| Residential + commercial dual endorsement | Commercial rules control | Commercial rules | Use commercial CE requirement |
Commercial continuing education
| Commercial license | Two-year requirement |
|---|---|
| Level 2 general or specialty | 32 hours completed by key employees. |
| Level 1 — 1 key employee | 16 hours. |
| Level 1 — 2 key employees | 32 hours. |
| Level 1 — 3 key employees | 48 hours. |
| Level 1 — 4 key employees | 64 hours. |
| Level 1 — 5+ key employees | 80 hours. |
Oregon Residential Contracts: $2,000 Rule, Three Notices and Two Cancellation Rights
What the written contract should identify
- Contractor name, address, phone number and CCB license number exactly as shown on CCB records.
- Customer name and project address.
- Detailed scope of work.
- Total price and payment terms.
- Allowances for materials/fixtures that are not finally selected.
- Change-order procedure with price/time effect documented before extra work.
- Property owner’s rights, including CCB complaint rights.
- Mediation/arbitration provisions.
- Permit and inspection responsibility.
- Closeout requirements, warranty material and final approvals.
Three residential notices CCB requires for covered contracts over $2,000
Information Notice to Owner About Construction Liens
Explains potential lien claims and how owners can reduce the risk of paying twice.
Consumer Protection Notice
Explains licensing standards, bond/insurance and consumer-protection information.
Notice of Procedure
Explains procedural steps relevant before certain arbitration/court actions against a contractor.
One-business-day cancellation
Current CCB guidance says a property owner can cancel an initial contract for construction, improvement or repair of a residential structure by giving written cancellation before midnight of the next business day. CCB notes exceptions, including situations where work has already substantially begun.
Separate three-day home-solicitation cancellation
Oregon also has a separate home-solicitation rule for qualifying contracts solicited and accepted away from the seller’s permanent place of business. CCB explains that this can apply to remodeling/repair contracts but not new-house construction. Do not assume the one-day and three-day rules are interchangeable.
Official action: Use CCB’s contract/notices desk
Best starting point for current sample contract, notices, lien forms and new-home documents.
- Scroll to Required Contracts and Required Notices.
- Download the Residential Construction Contract Checklist or sample contract if you need a drafting checklist.
- Download all three current notices for covered residential work.
- Use the Information Notice to Owner form applicable to construction liens.
- If building a new home, also open the New Home Warranty and Maintenance Schedule/Moisture Intrusion materials.
- If disturbing paint in target housing, use the lead/Renovate Right resources and check the separate lead licensing/certification rules.
- Keep signed/delivered copies in the project file.
Oregon Construction Liens — What a Homeowner Should Do When a Notice Arrives
The official CCB Information Notice to Owner makes a crucial point: paying the general contractor in full does not always prevent a subcontractor, supplier, worker or equipment provider from asserting a qualifying lien claim.
Information Notice ≠ Notice of Right to Lien
The Information Notice to Owner is the statutory consumer explanation. A Notice of Right to Lien is a different notice used by certain potential lien claimants to preserve lien rights.
Do not ignore a Notice of Right to Lien
Ask the prime contractor how and when the sender will be paid. Preserve the notice and consider appropriate payment verification/releases before final payment.
Official action: Read the Information Notice to Owner
This is one of the most important Oregon PDFs for a homeowner paying a prime contractor.
- Read the distinction between the Information Notice and Notice of Right to Lien.
- Identify which subcontractors/suppliers may be involved in your project.
- Keep every lien-related notice with the contract and payment records.
- Before a large/final payment, ask what evidence will establish that major subcontractors/suppliers were paid.
- If an actual lien or threatened lien is involved, get deadline-specific advice rather than waiting for the project dispute to resolve itself.
Acting as Your Own General Contractor in Oregon Can Create Employer and Permit Responsibilities
CCB specifically warns Oregon owners that when they use workers who are not licensed contractors to help build or remodel their home, those workers may be treated as employees. That can create tax-withholding, insurance and other employer obligations, and the owner can become responsible for obtaining permits.
Oregon CCB Complaint Process — Build the Packet the Way the Official Form Requests
This is where generic guides often cause trouble. CCB uses different forms and deadlines depending on who is filing and whether the project is residential/small-commercial or large-commercial.
Property-owner deadlines most commonly encountered
| Project | Common CCB property-owner deadline | What to record now |
|---|---|---|
| Existing structure | Generally within one year after substantial completion / applicable work-completion date. | Last work date, substantial completion, inspections and communications. |
| New structure | Earlier of one year after first occupancy or two years after substantial completion. | Occupancy date and substantial-completion evidence. |
Official action: Send the pre-complaint notice first
Residential and certain small-commercial complaints require this before CCB accepts the complaint.
- Search the contractor in the CCB database.
- Copy the contractor’s address exactly as shown in the CCB licensing record.
- Prepare a written notice containing the date, contractor name/address, your name and a clear statement that you intend to file a complaint with CCB.
- Send it by USPS certified mail.
- Keep a copy of the notice and certified-mail receipt.
- The official property-owner form says CCB cannot accept the complaint until 30 days after mailing; actual receipt by the contractor is not required for this mailing step.
- Use the waiting period to assemble the complaint form and contractual documents.
Official action: Complete the Property Owner Complaint Form
The PDF contains several packet instructions that are easy to miss.
- Confirm this is the correct form for a property owner on residential/small-commercial work.
- Complete all pages and sign the certification.
- Attach the copy of the pre-complaint notice.
- Attach proof of certified mailing.
- Attach documents showing the contractual relationship: contract, estimates, invoices and payment evidence.
- Use legible copies rather than originals.
- The current form specifically says do not submit photographs with this initial packet. Preserve project photographs separately so they are available if requested later.
- The form asks filers not to use binders, notebooks, flash drives or discs.
- Do not send the processing fee with this form.
- Email the completed packet to disputes@ccb.oregon.gov or mail it to CCB, Attn: Dispute Resolution, PO Box 14140, Salem, OR 97309-5052.
- If mailing, the form recommends allowing at least two weeks before the filing deadline.
What happens after CCB accepts jurisdiction?
- A Dispute Resolution analyst is assigned.
- CCB may request the statutory processing fee.
- Qualifying residential/small-commercial disputes are generally routed toward voluntary mediation.
- Mediation attempts to avoid more expensive litigation but does not guarantee settlement.
- Access to a contractor’s bond is not an immediate complaint payout; follow CCB’s current bond-claim/judgment process.
Large-commercial warning
Large-commercial claims can require a court action or binding arbitration before filing the CCB complaint, followed by strict delivery to CCB and the surety. Do not use the residential 30-day workflow for a large-commercial claim without reading the large-commercial instructions and ORS 701.146.
Unlicensed activity
Oregon Complaint Route Helper
This independent tool does not file a complaint or preserve a deadline.
Oregon Public Works: Separate $30,000 Bond and COBID Benefit
Oregon CCB states that contractors working on qualifying public works projects with total project cost over $100,000 must file a separate $30,000 public works bond before work starts.
Not the ordinary CCB license bond
The public works bond is separate and is used for qualifying prevailing-wage claims. It does not replace the residential/commercial endorsement bond.
Submission options
CCB says qualifying documents may be submitted directly to the Board, including by mail/in person and, where allowed by the current instructions, fax to 503-373-2155 or email to ccb.info@ccb.oregon.gov.
COBID-certified business benefit
Business Oregon says a recently COBID-certified firm may qualify for an exemption from the $30,000 public works bond for up to four years after its initial certification date, subject to the program’s conditions, approval and review.
Official action: Check COBID before assuming the bond exemption
Certification must actually be active before it is used on a bid.
- Determine whether the business fits an Oregon COBID certification category.
- Apply through the official Business Oregon certification process.
- Wait for active approval; the FAQ expressly says a business cannot bid using a certification that has not yet been approved.
- If recently certified, check whether the business qualifies for the public-works-bond exemption.
- Use the CCB exemption form/process for the specific public works project.
- Do not assume certification guarantees contract awards; it is a procurement/certification benefit, not a project award.
Find the Correct Oregon Building Department for the Project Address
Oregon contractor licensing is statewide, but plan review, zoning, building permits and inspections are often local. The correct permit office depends on the project address—not the contractor’s office address.
Official action: Oregon Local Building Department Directory
Best statewide starting point when you do not already know the permit authority.
- Start with the City/Town dropdown for the project address.
- If the location does not appear, search by County. Oregon notes that counties provide building services for most unincorporated areas.
- If multiple agencies appear, filter by Service Type.
- Open the details for the department serving the location.
- Record the office phone, physical address and which services that department provides.
- Ask the local office whether structural, electrical, plumbing, mechanical, zoning, septic, fire or other approval applies to your specific scope.
- Search the local permit record after issuance and save the permit number.
Official action: Oregon ePermitting
Participating jurisdictions let contractors/homeowners apply, buy permits and schedule inspections online.
- Confirm that your city/county participates in Oregon ePermitting for the permit type you need.
- Create or sign in to the account.
- Enter the work-site address carefully; the jurisdiction is determined by the project location.
- Select the actual permit type rather than a generic construction category.
- Upload plans/documents if the jurisdiction requires them.
- Pay only through the official portal/payment route.
- Save the permit/record number.
- Use the same record later to schedule inspections and review results when supported.
Major Oregon Local Permit Starting Points
These are practical starting contacts for common Oregon project locations. Always confirm that the property is actually inside the listed city/county jurisdiction.
| Location | Permit / building contact | Official route | What to do after opening |
|---|---|---|---|
| Portland | 503-823-7300 general inquiries | Portland Permitting & Development | Use DevHub/permit guidance, search the property/permit, confirm required trade permits; inspection line is 503-823-7000. |
| Salem | 503-588-6256 | Salem Permit Application Center | Use the PAC Portal to search permits, apply, upload/pay and request inspections. Salem’s permit search can show work description, status, inspections and contractor/applicant information. |
| Eugene | 541-682-5086 | Eugene Permit Information Center | Open eBuild to apply/manage permits; use Permit Search by permit number, address, map/tax lot or contractor name. |
| Bend | 541-388-5580 | Bend Permit Center | Open the Online Permit Center. Contractors who need to be listed as contractor of record should also complete Bend’s permit-system contractor registration using their state contractor-board license number. |
| Medford | 541-774-2350 | Medford Development Services | Use Building Safety for permit, plan review, inspection, fee/payment and permit-issuance questions. |
| Clackamas County | 503-742-4240 building | Clackamas Development Direct | Submit through Development Direct, monitor reviewer comments, pay when requested and download the approved permit/plans before inspection. |
| Washington County | 503-846-3470 | Washington County Building Services | Use the Public Permitting and Services portal / BDAS / ProjectDox as directed. Inspection IVR: 503-846-3699. |
Oregon Incentives and Local Benefits Worth Checking Before Signing the Construction Contract
An incentive is useful only when the project qualifies and the application timing is correct. Some programs require action before construction starts, while others are currently closed or awaiting launch.
1. Energy Trust of Oregon — active energy-upgrade incentives
Who may be served
CCB’s Energy Trust consumer PDF identifies Oregon customers of Portland General Electric, Pacific Power, NW Natural, Cascade Natural Gas and Avista among the participating utility customers Energy Trust serves.
Current example
A May 2026 Energy Trust program update states that qualifying Home Retrofit customers can save up to $1,200 on qualifying heat-pump water heaters through the described professional-install route. Offers and technical eligibility can change, so check the live program before contracting.
How to use Energy Trust without falling for an incentive scam
CCB specifically tells consumers to verify both Trade Ally status and the CCB license separately.
- Confirm that your property uses a participating utility.
- Check the exact improvement against the current Energy Trust measure/incentive requirements.
- If using a Trade Ally, verify the contractor through Energy Trust.
- Separately search the contractor’s CCB license number in the Oregon CCB database.
- Ask whether the incentive must be prequalified or reserved before installation.
- Put responsibility for incentive paperwork in the written contract.
- Do not subtract a promised incentive from the contract price unless eligibility and payment mechanics are clear.
- CCB’s Energy Trust PDF lists 1-866-368-7878 for assistance and warns that Energy Trust does not conduct door-to-door energy-audit solicitation or unsolicited calls seeking personal/financial information.
2. Oregon Home Energy Rebates — do not price these into a 2026 contract yet
3. Oregon Solar + Storage Rebate — currently fully reserved
When funded/open, the program page describes homeowner rebates up to $5,000 for qualifying solar electric systems and up to $2,500 for qualifying energy-storage systems. Recheck availability immediately before project commitment.
4. Portland permit fee reductions
Portland Permitting & Development currently publishes case-by-case fee-reduction routes for categories including low-income applicants, certain shelters and program-qualified applicants.
5. Bend development benefits
Bend publishes development incentives including system-development-charge strategies, housing programs and business/development resources. Its current SDC Deferral Program is available for residential development and was revised for commercial development effective in 2026.
6. Eugene downtown housing incentives
Eugene currently offers location/project-specific programs including its Multi-Unit Property Tax Exemption and Downtown Fee Assistance. The MUPTE program can provide a tax exemption on qualifying new residential improvement value for up to 10 years, while the downtown fee-assistance program can cover eligible government-imposed development fees for qualifying projects.
Oregon CCB PDFs Worth Opening — and What to Extract From Each
A PDF is useful only when you know which page/field solves your task. These documents are linked by Oregon CCB or other official Oregon sources.
Application FAQ — Updated March 2026
Use it for: online application mechanics, receipt, mobile use, attachments, save-and-resume, current processing estimate and follow-up timing.
Extract: online processing up to six weeks; paper 6–8 weeks; after three weeks without communication on an electronic filing, check spam and call CCB.
Open Official Application FAQ PDFCCB Endorsement Chart — Revised 11/2024
Use it for: residential/small-commercial/large-commercial definitions, endorsement scope, experience, bond and liability amounts.
Extract before applying: structure type → work scope → endorsement → bond → liability requirement.
Open Official Endorsement Chart PDFPSI Examination Candidate Information Bulletin
Use it for: exam scheduling, remote/test-center process, ID, cancellation, test locations, score reporting and content outline.
Freshness warning: the CCB-linked bulletin carries a 2023 effective date, so use PSI’s live scheduler for current test-site availability while using the bulletin for the current CCB-linked candidate procedure.
Open Official CCB-Linked PSI BulletinResidential Surety Bond Form
Use it for: legal entity naming, surety signature, Power of Attorney and filing timing.
Applicant check: do not let an agent issue the bond in a DBA or individual name that conflicts with the entity applying for the CCB license.
Open Official Residential Bond PDFGuide to Home Improvement Contracts
Use it for: contract terms, allowances, change orders and cancellation rights.
Important freshness note: the still-linked guide contains an older CCB street address in its design. For any visit or delivery today, use the current CCB contact page: 201 High St. SE, Suite 600, Salem.
Open Official Home Improvement Contract GuideInformation Notice to Owner About Construction Liens
Use it for: homeowner lien risk, Notice of Right to Lien distinction and basic lien timing.
Do after opening: save it with the contract, identify major subcontractors/suppliers and do not ignore a later Notice of Right to Lien.
Open Official Construction Lien NoticeProperty Owner Complaint Form — Residential & Small Commercial
Use it for: complaint packet requirements, deadlines, pre-complaint proof and submission instructions.
Rare but important instruction: the form says do not submit photographs with the packet. Preserve them separately and follow any later CCB request.
Open Official Property Owner Complaint PDFEnergy Trust Contractors
Use it for: qualifying utility context, Trade Ally explanation, incentive-application help and scam warnings.
Do after opening: verify the Trade Ally status with Energy Trust and separately verify the CCB license number.
Open Official CCB Energy Trust PDFHomebuyer Protection Act Notice of Compliance
Use it for: qualifying sales of new or recently substantially improved residential property where Oregon’s Homebuyer Protection Act applies.
Important: do not assume the ordinary CCB license bond automatically satisfies every Homebuyer Protection Act option.
Open Official HPA FormOregon Construction Contractors Board Address, Map, Phones and Department Contacts
Licensing / general
License, application, renewal, endorsement, bond and general account questions.
Education
Pre-license and continuing-education questions.
Dispute Resolution
Complaint jurisdiction, packet and mediation questions.
Enforcement
Suspected unlicensed or illegal construction activity.
Physical office
201 High St. SE, Suite 600
Salem, OR 97301
CCB Lobby: Monday–Friday, 8:00 AM–4:45 PM, excluding closures.
Mail / fax
PO Box 14140
Salem, OR 97309-5052
Fax: 503-373-2155
What to Say When You Call the Oregon Agency
Homeowner verification script
“I am checking contractor ______, CCB number ______, for ______ work at ______. I found endorsement ______ in the public record. Can you tell me whether that endorsement is the correct CCB route for this project and which separate trade credentials I should verify?”
Applicant script
“My legal entity is ______, my intended endorsement is ______ and my RMI is ______. Before I buy the bond, can you confirm that this is the correct endorsement and tell me whether any additional application attachment applies to my business structure?”
Local permit script
“The project address is ______. The scope is ______. Which structural/trade permits and inspections apply, and can you tell me how to search the permit record after issuance?”
Complaint deadline script
“I am a ______ claimant on a ______ structure. Work substantially completed/ceased on ______. Which CCB complaint form and deadline apply, and do I need the 30-day certified-mail pre-complaint notice?”
Oregon Construction Contractors Board FAQs
What is the official Oregon contractor licensing authority?
The Oregon Construction Contractors Board, commonly called CCB, is the state agency that licenses construction contractors and administers contractor licensing, enforcement, education and dispute-resolution programs under Oregon law.
How do I verify an Oregon contractor?
Use the official CCB search and search by the complete CCB number when possible. Open the exact record and compare the legal business name, current status, endorsement, bond, liability insurance and workers’ compensation information. Then separately check Oregon business registration, regulated trade licenses and the project permit where relevant.
How much is an Oregon CCB license in 2026?
The current standard initial CCB application fee is $400 and the standard two-year renewal fee is $400. Pre-license education, the $60 PSI exam, surety bond and liability insurance are separate costs.
How long does an Oregon CCB application take?
CCB’s application FAQ updated March 2026 says online submissions can take up to six weeks and paper applications can take six to eight weeks. If an electronic applicant has received no communication after three weeks, CCB tells the applicant to check junk/spam and call 503-378-4621.
What documents do I need for the Oregon CCB application?
Depending on the application, current CCB instructions may require the surety bond and Power of Attorney, Certificate of Liability Insurance, Oregon contractor exam proof when not already on file, Certification & Signatures form and additional business-structure or identity disclosures when applicable.
Does the RMI need a background check?
Yes. Current CCB licensing instructions state that the Responsible Managing Individual must complete a background check after the license application is submitted.
What is the Oregon contractor exam?
The standard Oregon CCB examination route uses an open-book PSI examination with 80 scored multiple-choice questions, 180 minutes for the scored exam, a 70% passing score and a current $60 fee per attempt. The standard route follows at least 16 hours of approved pre-license education.
Does NASCLA give me an Oregon contractor license?
No. An applicant who passed the NASCLA Accredited Examination for Commercial General Building Contractors can use CCB’s alternate examination route, but still must satisfy Oregon’s law/rules/business-practices examination and all Oregon application, endorsement, bond, insurance and licensing requirements.
What bond does an Oregon Residential General Contractor need?
The current CCB minimum bond for a Residential General Contractor is $25,000. Residential Specialty is $20,000 and Residential Limited is $15,000. Commercial endorsement bonds differ and can be substantially higher.
How much liability insurance does a Residential General Contractor need?
The current minimum for an Oregon Residential General Contractor is $500,000 per occurrence. Residential Specialty uses $300,000 per occurrence and Residential Limited uses $100,000 per occurrence. Commercial minimums vary by level and endorsement.
Can a handyman work without an Oregon CCB license if the job is under $1,000?
Not automatically. Oregon has a narrow exemption when the aggregate project price is less than $1,000 and the work is casual, minor or inconsequential, with other conditions including an advertising limitation. Separate trade licensing and permit requirements can still apply.
Is $250,000 an Oregon contractor licensing exemption?
No. The $250,000 figure appears in Oregon’s small-commercial structure definition as one of the ways a nonresidential structure can be categorized as small commercial. It should not be presented as a general contractor-license exemption.
How much continuing education does a residential Oregon contractor need?
Unless exempt, residential contractors licensed six or more years generally need 3 hours of CCB laws, regulations and business practices plus 5 hours of other approved education every two-year license period. Those licensed less than six years generally need the 3 CCB hours plus 13 hours of other approved education.
Does Oregon require a written home-improvement contract?
Generally, a written contract is required when residential construction work exceeds $2,000. If the contract starts below that amount and later exceeds it, CCB says the written contract must generally be provided within five days after the contractor knows or should know the threshold will be exceeded.
Can an Oregon homeowner cancel a construction contract?
CCB states that a property owner can generally cancel an initial residential construction, improvement or repair contract in writing before midnight of the next business day, subject to exceptions. A separate three-day cancellation rule may apply to qualifying home-solicitation contracts.
How do I file an Oregon CCB complaint against a residential contractor?
For qualifying residential and certain small-commercial complaints, first send a written notice of intent to complain by certified mail to the contractor address shown in the CCB record. Wait the required 30 days, then submit the correct complaint form with the notice, proof of certified mailing and contractual/payment documentation.
Should I send photographs with the Oregon property-owner complaint form?
The current CCB Residential & Small Commercial Property Owner Complaint PDF specifically instructs filers not to submit photographs with the initial complaint packet. Preserve photographs separately and provide them later if CCB requests them.
How much is the Oregon CCB complaint fee?
CCB states that most qualifying complaints have a $50 statutory processing fee. Do not send the fee with the initial property-owner form; staff first reviews jurisdiction and requests the fee when applicable.
Does an active CCB license prove the project has permits?
No. The CCB license regulates the contractor business. Building, electrical, plumbing, mechanical and other permits are project-specific and must be verified through the city, county or other permitting authority serving the project address.
Are Oregon HOMES and HEAR home energy rebates available now?
As of the August 31, 2026 review of Oregon Department of Energy’s official page, the new Oregon Home Efficiency Rebates and Home Electrification and Appliance Rebates are not yet available. Oregon is awaiting federal launch approval and advises residents to sign up for updates.
Is the Oregon Solar + Storage Rebate currently open?
The Oregon Department of Energy’s June 2026 update says the program is not currently accepting reservation applications because available funding was fully reserved. The program requires a reservation request before construction or installation, so recheck official availability before contracting around the rebate.
Where is the Oregon Construction Contractors Board office?
The current physical office is 201 High St. SE, Suite 600, Salem, OR 97301. The mailing address is PO Box 14140, Salem, OR 97309-5052. Current lobby hours are Monday through Friday, 8:00 AM to 4:45 PM, excluding state closures.
Use This Order Before Money Changes Hands
1. Search the exact CCB number. 2. Match the legal business. 3. Confirm endorsement. 4. Check bond/insurance/workers’ comp. 5. Verify separate trade credentials. 6. Check local permits. 7. Put scope/payment/notices in writing. 8. Check incentives before installation. 9. Recheck the live license before a major payment.